Loans and Grants

If you haven't previously studied in higher education, you may get help to cover the costs of tuition fees and student life with a loan or grant. Any previous study years will affect how much funding you are entitled to.

How you apply for student finance and the funding package depends on where you lived before you started your course and when you started your course.

Wales

If you were living in Wales before you started your full-time course and are considered a home student you should apply for funding through Student Finance Wales.

You have to apply for your student funding within nine months of the start of the academic year.

For the academic year 2018/19, you must apply for your funding before May 2018.

Tuition Fees

You can apply for a tuition fee loan and grant to help cover the costs of tuition fees. What you receive will depend on when you started your course.

If you started your course after 1 September 2012 the maximum tuition fee loan available to you is £9,000. Your entitlement is dependant on pervious study.

You can apply for a Maintenance Loan to help with your living costs. What you receive will depend on your personal circumstances and household income.

You will need to repay this loan along with any interest accumulated.

If you took out a Maintenance Loan in academic year 2012/13 or after from Student Finance Wales, the Welsh Government may provide you with a partial cancellation of up to £1,500.

You can be assessed for the Welsh Government Learning Grant which is a non-repayable, means-tested grant towards your living costs. The amount you receive depends upon your household income.

Students who are claiming or are eligible to receive means tested benefits during their course should receive a Special Support Grant (SSG), as opposed to the Welsh Government Learning Grant.  The Department for Work and Pensions (DWP) has agreed this will not be included as income for benefit purposes.

For more information please click below:

http://www.studentfinancewales.co.uk/media/195960/sfw_new_full_time_students_guide_1718_en_d.pdf

England

If you were living in England before you started your full-time course at Cardiff University and are considered a home student you should apply for funding through Student Finance England.

If you started your course before 1 September 2012 please contact the Advice & Money Team if you require funding information as your funding entitlement may differ from the information on this page.

You have to apply for your student funding within nine months of the start of the academic year. For 2016/17 academic year, you must apply for your funding before the 31 May 2017.

Tuition Fees

You can apply for a Tuition Fee Loan to help cover the costs of tuition fees. What you receive will depend on when you started your course.

If you started your course after 1 September 2012 the maximum tuition fee loan available to you is £9,000. Your entitlement is dependant on pervious study.

You will need to repay this loan along with any interest accumulated.

Maintenance Loan

You can apply for a Maintenance Loan to help with your living costs. What you receive will depend on your personal circumstances and household income.

You will need to repay this loan along with any interest accumulated.

Maintenance Grant

You can be assessed for a Maintenance Grant which i a non-repayable, means-tested grant towards your living costs. The amount you receive depends upon your household income.

If you started your course after 1st September 2016, you will not be able to receive a Maintenance grant.

Students who are claiming or are eligible to receive means tested benefits during their course should receive a Special Support Grant (SSG), as opposed to the Welsh Government Learning Grant.  The Department for Work and Pensions (DWP) has agreed this will not be included as income for benefit purposes.

EU Funding

Its important that you correctly identify yourself as an EU or home student so you can apply for the correct funding.

You will be classified as an EU student and eligible for EU funding if you satisfy all of the following:

  • you are an EU national or a family member of an EU national
  • you have been ordinarily resident in the European Economic Area (EEA) and Switzerland for the 3 years immediately before the 1st September of the first year of your course
  • your main reason for being in the EEA and Switzerland was not to receive full time education
  • you have not used up your available funding in previous study

EU students have to apply for funding within nine months of the start of the academic year. For 2016/17 academic year, you must apply for your funding before the 31 May 2017.

Tuition Fees

EU students can apply for a Tuition Fee Loan and Grant to help cover the costs of tuition fees. What you receive will depend on when you started your course.

You will need to repay any loans along with the interest accumulated.

Applications for EU funding can be made through Student Finance Wales. It is important to submit your application as early as possible as the process can take up to 40 days.

New students applying through UCAS

You should automatically be sent an application form EU16N to apply for the Tuition Fee Grant and the Tuition Fee Loan. If you haven't been sent one, you can download one from Student Finance Wales website. The first time you apply, you will have confirm your identity by sending your national ID card or passport.

Continuing students with previous funding applications

If you are a continuing student and have not previously applied for student support you will need to complete the EU16N form.

Part-time undergraduate funding

You could still be entitled to financial support for tuition fees and costs of living if you study a part-time course. Find out what grants are available for part-time students.

 

Last edited by Sam Munday 13th March 2017